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A merchant account is a
type of bank account that enables businesses to accept and process electronic
payment transactions, including credit and debit card payments. When a customer
pays, funds are temporarily held in the merchant account before being
transferred to the business's main bank account. This service is essential for
e-commerce and retail businesses, providing a secure way to handle
transactions. Merchant accounts come with various fees, such as setup costs,
transaction fees, and monthly charges, which vary depending on the provider.
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