How to Improve Your CIBIL Score for a Home Loan?If your CIBIL score is not up to the mark, don’t worry. You can take steps to improve it:Timely Payments: Ensure that you pay all your bills, including credit card bills and existing loans, on time. Consistent on-time payments have a positive impact on your credit score.Reduce Credit Utilization: Try to keep your credit card utilization below 30% of the available limit. High credit utilization can negatively affect your score.Don’t Close Old Accounts: Closing old credit accounts can reduce your credit history, which may have an adverse impact on your CIBIL score.Check Your Credit Report: Regularly review your credit report for errors or discrepancies. Dispute any inaccuracies promptly to maintain an accurate credit history.
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