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Personal Loan
Settlement is a process where a borrower negotiates with the lender to
pay a reduced amount as a one-time settlement for a loan that they are unable
to repay in full. This typically happens when the borrower faces financial
hardships, such as job loss or medical emergencies. While settlement helps
avoid legal action and clears the debt, it negatively impacts the borrower’s
credit score. It is usually considered a last resort when other repayment
options are not feasible. B-33, sector 2 , Noida, Uttar Pradesh, India
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